NOTE: Through the CARES Act A QCD can be made after age 70½ even if you're not subject to RMDs yet (because you're under age 72) .
Congress has authorized a tax provision which allows those who are 72 or older, to make a direct gift from you IRA to any qualifying charity federal tax free. This includes a gift to the Diocese of Sioux City, your parish, a Catholic school, institution or ministry, or any 501(c)3 charity without paying federal income tax on the distribution.
What are the requirements:
Information contained here is not professional or legal advice. Consult a tax advisor about your individual tax situation.